There is nothing quite as exciting as buying a home and taking this big step can feel daunting when you don't know what industry terms mean. We simplify the process with our regularly updated frequently asked questions section on home loans
Moving in before transfer: The pros, cons, and legal considerations
07 Apr 2025
When purchasing a property, you typically can only move in once the transfer is registered at the Deeds Office. However, early occupation—moving in before the registration—may be possible in certain cases.
Homeowners and future home buyers often consider fixing the interest rates on their home loans - and with concerns about inflation and rising living costs, this has become a hot talking point once again.
South Africa’s property market is showing early signs of recovery, with the latest FNB House Price Index (HPI) revealing an increase to 1.2% year-over-year (y/y) in January 2025—the highest growth rate since June 2023. While still subdued, this trend signals improving buyer confidence, fueled by easing financial pressures and shifting lending conditions.
Buying your first home is an exciting milestone, but it can feel overwhelming too. After all, you’re not just choosing a property—you’re picking the neighbourhood where you’ll build your life. With cities embracing more urban living, finding the perfect area means balancing your lifestyle, budget, and long-term goals.
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