There is nothing quite as exciting as buying a home and taking this big step can feel daunting when you don't know what industry terms mean. We simplify the process with our regularly updated frequently asked questions section on home loans
Should you sell your home? Key factors every homeowner needs to consider
28 Nov 2024
Making the decision to sell your home is never easy. Whether you're motivated by life changes, financial opportunities, or a shifting real estate market, it’s essential to weigh all factors carefully before taking the leap.
Understanding hidden home ownership costs before buying your first home
11 Nov 2024
Before buying your first home, it’s essential to budget for hidden costs beyond the bond repayment. Common expenses include utility fees, municipal rates and taxes, homeowner’s insurance, and ongoing maintenance. Planning for these costs can help first-time buyers in South Africa manage their finances more effectively and avoid unexpected expenses.
Understanding home equity - what it is and why it matters
05 Nov 2024
For many home buyers, the main focus is on creating a home, often overlooking the investment potential beyond knowing that real estate generally appreciates over time. However, understanding and leveraging your property’s equity can be transformative, helping you manage finances, invest in home improvements, and build wealth.
Buying your first home is an exciting time and it should be the start of many happy years spent enjoying your investment, however, many first-time homebuyers find themselves facing unexpected challenges or wishing they had made different choices.
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