What factors could delay your bond registration?

Author
MyProperty
South Africa's #1 independent property portal

We take a look at some of the factors that could delay the registration of a bond:

  • Failure by the seller and/or buyer to provide personal information.
  • Failure by the seller to provide details of the bank holding the existing bond.
  • Seller or buyer’s tax affairs not being up to date.
  • Seller or buyer not complying with all clauses on the Offer to Purchase.
  • Buyer not meeting all the special conditions of bond approval.
  • The existing bondholder delaying/not providing cancellation figures and title deeds to the transferring attorney.
  • A delay in receiving rates figures (local authority) and/or clearance certificate (transferring attorney).
  • Failure by the buyer to pay a deposit (if required).
  • A delay in the provision of guarantees.
  • Failure by the buyer to pay the bond and transfer costs on time.
  • A delay by the seller in signing the transfer documents.
  • A delay by the buyer in obtaining government capital subsidy approval/employee subsidy documents for new bondholders and failure to comply with other requirements of the bank.
  • A delay by the buyer in signing the transfer and/or bond documents.
  • When the bond attorney, transferring attorney and cancellation attorney are three separate firms.
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