If you are getting ready to buy a home, the first thing you want to do is to have all the required documents ready to apply for a home loan - this will allow the process to go much quicker. It is worth noting that there are standard documents you require, but depending on your lender and purchasing method you might require additional documentation. We cover all the documentation required by most financial institutions in South Africa.
There is nothing quite as exciting as buying a home and while taking this big step can feel daunting when you look at all the paperwork involved, having all your documents ready will not only take away some of the stress, it will also help smooth over the process.
Here is a run-down of the documents you will need for a home loan application and additional documents required if you are buying through a trust. We also take a look at individuals that are self-employed.
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