Our home loan affordability calculator gives you an idea of the loan you can qualify for based on your monthly income. This is subject to a full credit assessment which can be done by our Home Loans services.
South African banks typically work on a maximum home loan repayment that is 30% of your joint monthly gross income (i.e. before tax and other expenses). Our home loans services can assist you to pre-qualify so you have a head-start when your start your property search. Once you are ready to buy, we apply to all the banks to get you the best rate.