A homeowner's association (HOA) is usually created by a restrictive condition contained in a title deed or by agreement of homeowners. Typical aspects of homeowners' associations: • HOA's are generally found in closed-off/boomed areas • Owner of the property within the HOA will be liable for levies used for general upkeep of common areas. • The HOA may also in terms of its incorporation documents enforce rules upon the members • Purchasers will be required to become a member of the HOA • Purchasers will automatically become a member of the HOA on the day of transfer and will cease to be a member on the transfer of the property to a new owner It is important to inform purchasers that they will be required to become a member of the HOA, liable for levies and subject to its rules when purchasing a property that forms part of a HOA _by Nathan van Zyl from Kruger Attorneys & Conveyancers Inc_