A homeowner's association (HOA) is usually created by a restrictive condition contained in a title deed or by agreement of homeowners.
Typical aspects of homeowners' associations:
It is important to inform purchasers that they will be required to become a member of the HOA, liable for levies and subject to its rules when purchasing a property that forms part of a HOA
by Nathan van Zyl from Kruger Attorneys & Conveyancers Inc