Can the landlord and/or estate agent do a credit check on me?

Author
MyProperty
South Africa's #1 independent property portal

Yes, it is recommended that landlords perform a credit report on all adults over the age of 18 applying for rent. In terms of the National Credit Act Regulations 18 (4) (e) and (5) the tenant must first give his / her consent before the landlord (estate agent) can access your credit report.

If you refuse to give consent for the landlord (estate agent) to perform your credit check – the landlord (estate agent) is entitled to decline your application for rent.

Property questions?
Get quick answers about buying, selling, renting, and more from our AI powered real estate bot
Rental Property News
Are You Ready to Sell Your Home? Here's What You Need to Know
Market & Opinion
Are You Ready to Sell Your Home? Here's What You Need to Know
07 May 2024
Selling a home is a significant decision that requires careful consideration and preparation. Before listing your property, it's essential to assess market conditions, understand the costs involved, and have a few tips for selling in a tough market just in case. Additionally, repeat buyers need to be informed about the changes in the home loan application process.
read more
Savvy home buyers can capitalise on the current interest rate cycle
Market & Opinion
Savvy home buyers can capitalise on the current interest rate cycle
18 Apr 2024
Buying the right kind of residential property in the right location and at the right time in an interest rate cycle, are key ingredients for extremely sound investment potential.
read more
Bryanston is king of the Gauteng property jungle
Market & Opinion
Bryanston is king of the Gauteng property jungle
15 Apr 2024
Despite the lackluster performance of Gauteng’s market with property growth inflation currently under 1%, Bryanston heads South Africa’s Top 5 suburbs list in both sales and total purchase price.
read more
 Home inspections - how buyers and sellers can benefit
Market & Opinion
Home inspections - how buyers and sellers can benefit
09 Apr 2024
It is any buyer's worst nightmare - finding out their dream home has many problems - therefore, a home inspection must be carried out before signing on the dotted line. For sellers wanting to make a quick sale, going the extra step of getting an inspection shows potential buyers just how serious you are about selling. 
read more
Find houses to rent
Click on a province and select a town to view available properties to rent
Real Estate Tools
Get pre-qualified
Make offers with confidence knowing what you can afford. Then shop for the best home loan
Bond Calculator
Calculate the estimated repayments on a home loan and savings with extra payments